Risk management key issue for clubs

A GOOD insurance program is important for any well-managed club.

The idea behind insurance is simple. You pay a fixed amount of money to avoid the chance of paying out a large amount of money in the future.

Insurance also allows your club to budget for costs and eliminates the need to keep large reserves on hand just in case someone is injured.

You'll often hear the phrase "risk management" used in insurance circles.

Insurance experts recommend that your insurance program is based on a risk management analysis. This means you need to review your risks for liability or loss, reduce them where possible and insure for the risks that you don't feel you can easily reduce.

Risk management programs (insurance coverage) usually consists of the following types of cover:

  • Public liability;
  • Professional indemnity;
  • Liability of officials (directors and officers liability);
  • Personal accident to volunteers;
  • Property.

For more information on types of insurance and the benefits to your club, visit ipswichsportshouse.com.au

 

Winter carnival

THE Ipswich and District Athletic Club will host the 33rd annual Winter Carnival on Sunday.

The event brings athletes of all levels together to compete in track and field events on the one day.

Events are open for those aged 10 to masters (over 35) so if you haven't picked up a shot or done a lap on the track for a while, now is the time to get back in the race.

Apply through the online Athletics Queensland portal for open events.

For those wanting to test their skills against the professional athletes, complete the registration form available on the Ipswich and District Athletic Club website at ipswichsportshouse.com.au

The event is always a great start to a new athletics season.

All are welcome to come to Bill Paterson Oval and view the events.

The Lightning Gift is well worth a look with the women's final on at 2.30pm and the men's sprint at 3pm.



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