HOUSE SAFE: John Fitzgerald said insurance prices tripled after the floods, despite not getting flooded.
HOUSE SAFE: John Fitzgerald said insurance prices tripled after the floods, despite not getting flooded. Sharyn Oneill Roksinsure

Berserker house is flood safe but insurance premium triples

JOHN Fitzgerald says his insurance premiums tripled in a month after the 2010 flood, despite the fact his Berserker home was never in danger of going under.

He has concerns that if a flood levee is approved for Rockhampton more water would be pushed onto his property.

While he cancelled his CGU insurance after the massive rise, he fears his neighbours could be affected by an increase in premiums as a result.

"It's all about the displacement of water," he said. "Depending on the extent of the flood, it has the potential to rise another two or four inches (under my house)."

John's 100-year-old house is raised on 1.8 metre steel stumps and had 60 centimetres of water underneath during the floods. He doesn't think the levee is necessary.

John Fitzgerald's house under water during the 2010-11 flood
John Fitzgerald's house under water during the 2010-11 flood

 

"Rockhampton's been around for a long time, it knows how to deal with a flood event," he said.

"If you talk to the people at Depot Hill, they know how to cope, it's their way of life … it's one hell of a resilient lifestyle."



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