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No interest loans provide support

HELPING HAND: Carolyn Hills is encouraging residents to get in early to apply for a no interest loan to purchase goods for Christmas.
HELPING HAND: Carolyn Hills is encouraging residents to get in early to apply for a no interest loan to purchase goods for Christmas.

CHRISTMAS can be an expensive time of the year for many Logan families.

Presents, food and household items all add up and can sometimes blow the budget.

Often people find themselves with no money left over for every day items and bills.

But with only a few short weeks to go, staff at the Logan East Community Neighbourhood Association would like to remind the community they are there to help struggling families.

Through the centre's No Interest Loans Scheme (NILS) and their Step Up Loans program, they can help ease the financial burden this Christmas.

NILS coordinator Carolyn Hill said during the Christmas period many families needed help to purchase new appliances or furniture to help accommodate extra people in the house.

"Our NILS program is a community loans scheme designed to help assist people on low incomes purchase items they desperately need," she said.

"Christmas is a great opportunity for people to be with their families and have a good time, so if we can help make things a little bit easier for them, that's great.

"One of the items many people need for the Christmas season is a freezer, so we have a lot of people coming in for loans to purchase a new one.

"So now is the time to think about purchasing new items such as fridges or freezers if you think they won't last throughout the holiday break.

"Other big items we also loan for are bedding and furniture to help house extra guests."

These loans are subject to approval and offer a maximum loan of $1200.

The centre's other loan scheme, their Step Up program, offers the community a larger loan of up to $3000 with a small interest fee.

Step Up program coordinator Cossette Thompson said this service could help families pay their regular bills or purchase more expensive household items.

"This year we have had an increase in the number of enquiries to help assist people this Christmas," she said.

"Many of these have been for vehicle maintenance as many people are planning on going away and want to ensure their cars are safe.

"Through this program, people can also be loaned money to buy household items, so if someone needs both a washing machine and a refrigerator, we can help them with that."

Both the NILS and Step Up program will continue to grant loans subject to approval until Wednesday, December 12, where they will then close for a month.

For more information on the two loan programs, phone 3808 4529.




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